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Originally I started this to motivate me to get ahold of our finances and understand where our money is going. We started using Microsoft Money in mid-July and found it so much easier to understand where we are, what we want, and how to get to where we want to be financially, it's amazing. Sort of like before, we were just swimming along, now, we've got a boat and can look up to see landmarks, navigational markers, and other things that provide guidance as one goes along the financial road. I like it.