2007

So I just learned how to do a chart in Excel, and I charted our "net worth" over 2007. Yowza! we went from about $40,000 in total net worth in January 2007 to over $93,000 at 1/1/2008, which we wrote down to $75,000 because of the possibly sinking value of our house. The house value estimate is all funny money anyway - the only loss or gain occurs if we sell or cash out, I guess.

At any rate, the point of this post was to talk progress this year. We went down a little bit from January to March, then April, which in this case was not the cruelest month, saw our net worth zoom from just over $75,000 to almost 88,000 by May 1. That has to be the largest one month gain, with the possible exception of December 1, 2007 - January 1, 2008, where we saw a $20,000 plus gain.

In this case, I think a confluence of events conspired to give us the boost: our tax return was about $4,000, the stock market rebounded just as I shifted from a bonds dominated portfolio in our 401k to 80/20 stock mix with a slight emphasis on internatial funds. That has worked out well...so far...

Overall, good news. I'm working on a private business that will at least be an interesting diversion, and at best make us a little side cabbage. It's fun - involves history and architecture and New York, a city that is rich in lots of ways.

Good night blog.